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Indemnity

How much indemnity do I need?

The CSP scheme provides you with £5m cover for any one claim, with an aggregate of £10m in any one year. Terms & conditions apply.

Do I need top-up insurance?

The main CSP scheme provides you with £5m of individual cover for any one claim, and this is an extremely high level of cover. However, if you want a higher […]

Does membership of MLACP provide a ‘top-up’ indemnity?

No. Only PhysioFirst and AACP network membership provide ‘top-up’ indemnity to their members for their entire physiotherapy work activities. If you are a member of either of these groups you […]

What is the difference between ‘top-up’ and ‘concurrent’ insurance?

A ‘top-up’ insurance is an additional indemnity provision that is only activated when the limits of the main underpinning scheme have been reached. A ‘concurrent’ insurance is where an individual […]

What difference does this make?

Most insurance policies have a clause whereby they will not provide cover if it is found that an alternative source of indemnity is provided, for example by the existence of […]

I have a concurrent indemnity policy for my medicolegal physiotherapy work with another provider in addition to my CSP PLI. What should I do?

You must seek immediate advice. Please contact the CSP insurance brokers Graybrooks directly for guidance and help. Please do not cancel any insurance policy until you have taken proper insurance […]

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